Renovations add real value to your home — and your home's equity can help pay for them. Red Rock partners with a preferred loan officer to walk you through home equity loans, HELOCs, and cash-out refinances, so you can fund your project with confidence.
Every remodel is different. Compare the main home equity financing options to see which fits your project, timeline, and budget.
Borrow a fixed amount against your equity all at once, typically at a fixed rate. Best when you have a defined renovation budget and want predictable monthly payments.
A revolving credit line you draw from as needed during your project — like a credit card secured by your home. Great for phased renovations or surprise change orders.
Replace your existing mortgage with a larger one and pocket the difference in cash. Can make sense when current rates are favorable and you're funding a major remodel.
From estimating your home's value to closing on your loan and starting the remodel.
Estimate your current market value and outstanding mortgage balance. Equity = home value − what you still owe.
Most lenders let you borrow up to 80–90% of your combined loan-to-value. Run the numbers before you plan the scope.
Compare HELOans, HELOCs, and cash-out refinances from banks, credit unions, and online lenders. Compare APRs, fees, and terms.
Close on the loan or line, receive your funds, and use wholesale trade pricing to stretch every dollar further.
Move the sliders to see roughly how much equity you could access for your renovation. Then request a real quote from our preferred loan officer.
Get matched with a loan officer and see what you may qualify for in a quick consultation.
HELoan, HELOC, and cash-out refinance side-by-side so you choose the right fit.
Fund the loan, then shop trade-only wholesale materials and stretch every dollar further.
Estimate how much you could borrow for your renovation.
Estimate only. Actual lendable amounts depend on credit, income, lender guidelines, and appraisal. Red Rock does not provide loans — connect with our preferred loan officer for a real quote.
Licensed Loan Officer · Barrett Financial Group. We partner with Michelle to help our clients explore HELOans, HELOCs, and cash-out refinances — she'll walk you through rates, terms, and what you can qualify for.
Share a few details and we'll connect you with our preferred loan officer for a no-obligation consultation.
Disclaimer: Red Rock Real Estate & Renovations LLC is not a lender and does not provide financing or tax advice. Home equity loans and lines involve risk, including potential foreclosure, and require lender qualification. Rates, terms, and availability vary by lender. Consult a licensed financial advisor or lender for guidance specific to your situation.